Ontario Mortgage Agent Practice Exam

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What information is contained in the PR/OI section of a Credit report?

  1. Public Records and Outstanding Inquiries

  2. Previous Repayments and Overdue Invoices

  3. Property Records and Online Inquiries

  4. Judgements only

The correct answer is: Judgements only

The PR/OI section of a credit report typically contains information related to legal judgements against the individual, such as bankruptcies, tax liens, and civil judgements. Options A, B, and C are incorrect because they do not accurately describe the information found in this section. Public records and outstanding inquiries are not typically included in this section, and options B and C mention unrelated information such as previous repayments, overdue invoices, and property records.

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